Insurance
That Feels
Like Family
We shop dozens of carriers to find you the right coverage at the right price. Independent. Dedicated. Always in your corner.
Get A Quote Instantly
Compare your unique insurance quotes online via our comparative quoting form.
What We Protect
Coverage,
simplified.
Multiple lines of business. Dozens of carriers. One agency that knows your whole picture.
Auto
We compare rates from multiple carriers so you don't have to. Coverage without compromise.
Home
Protection against storms, theft, liability — tailored to your property and your peace of mind.
Life
From term to whole life, we find the plan for your stage of life and budget.
Business
Customized commercial packages that protect your enterprise, employees, and bottom line.
Farm & Ranch
Cattle, row crops, or hobby farm — coverage that actually fits your agricultural operation.
Umbrella & More
Extra liability, renters, recreational vehicles — the policies that complete your protection.
Why Frank & Lily
A different kind
of insurance agency.
We Work for You
Not the Insurance Company
Unlike captive agents who represent a single carrier, we're independent. We shop your coverage across dozens of top-rated insurance companies to find you the best combination of price, coverage, and service.
Built on Relationships
Not on Transactions
We're not a 1-800 number or a chatbot. We're your neighbors. Based in the Midwest, we understand the unique risks of Midwest living — from hailstorms to basement flooding. When you call, a real person answers.
One Agency
All Your Policies
Home, auto, life, business, farm — we handle it all under one roof. Bundling means better rates, less hassle, and one trusted advisor who knows your whole picture.
How It Works
Three steps.
That's it.
Tell Us About Yourself
Fill out our quick online form or give us a call. A few questions is all it takes.
We Shop the Market
We compare quotes from our network of trusted carriers to find the best coverage at the best price.
You're Covered
Pick the plan that fits. Rest easy knowing you're protected. We handle the rest.
Our Story
Independent agency,
personal approach.
Frank & Lily Insurance is an independent agency helping individuals, families, farms, and small businesses find coverage that actually fits — not just what a single company happens to offer.
Because we work with multiple carriers, we can compare options, explain the differences in plain language, and help you make informed decisions without pressure. Our goal is simple: long-term relationships built on trust, clarity, and dependable service.
Service Area
Proudly serving
Iowa, Nebraska, & Beyond.
Don't see your city? We likely serve your area too. Give us a call or request a quote online.
Ready to see how much
you could save?
Get a free, no-obligation quote in minutes. We'll do the shopping — you do the saving.